Northern California Mortgage Mods

Posts on ‘July 17th, 2009’

Mortgage payments and underwater homes

National real estate columnist Kenneth Harney wrote about the decision to default on affordable  mortgage payments when the loan is larger than the value of the home.  Is default a viable strategy?
What grabbed me was not the ethical question, but the factoid that homes purchased in 2006 in Salinas are on average $214,000 underwater!  [...]