The hope for judicially supervised mortgage modification in bankruptcy spurred us to start this site. That hope died in the Senate last session.
Though Congress walked away from a workable solution, and no one has produced a viable alternative, the problems of the California housing market continue.
We are widening our focus here to discuss not just legislative solutions but negotiated solutions and litigation tied to the mortgage mess. Send us your questions and suggest housing related topics for exploration.
We live here in Northern California and we’re here to further your knowledge about your options for living through the mortgage mess.