NorCalMortgageMods is a joint effort of veteran bankruptcy attorneys Doug Jacobs and Cathy Moran and up-and -coming bankruptcy lawyer John Mlnarik.
We began this site in the believe that mortgage modification, overseen by a bankruptcy judge, offers both homeowners and our international economy the quickest and most effective way to stop foreclosures, keep families in their homes, and stabilize home values. Unfortunately, the necessary legislation died in the U.S. Senate.
Even more unfortunately, the problems that called for judicial mortgage loan persist and the remaining options for homeowners are varied, conflicting, and hard to get your arms around.
We three share membership in the National Association of Consumer Bankruptcy Attorneys and we each live and practice law in Northern California.
Doug and Cathy write for the Bankruptcy Law Network,
Doug practices bankruptcy law in Chico where he founded Jacobs, Anderson, Potter & Chaplin.
Cathy practices in the San Francisco Bay Area at the Moran Law Group, based in Mountain View.
John founded Mlnarik Law Group in the South Bay.
We’ll do our best to share with you what we know about the housing crisis and how to survive it.